Types of Homeowners Policies

---

Homeowners insurance helps cover what is generally your largest investment. Homeowners insurance protects you in the event of a fire or any other covered loss. Homeowners coverage typically covers:

 Dwelling

Contents

Additional living expenses

Fire or lightning

Windstorm or hail

Freezing

Theft

Liability

Your home is as unique as you are. In keeping with our “not one-size-fits-all” philosophy, we’ve provided many top-rated companies to fit your particular needs.

 Like homeowners insurance, condo insurance insures you for things like drywall, flooring, cabinets, fixtures, and more. Condo insurance also provides valuable liability coverage. Condo associations generally only cover structure and common areas leaving the condo owner the responsibility of insuring their individual unit. Condo insurance typically covers:
Contents
Additional living expenses
Fire or lightning
Windstorm or hail
Freezing
Theft Liability

Condo insurance also offers substantial discounts for an automobile-condo package. 

 Renters insurance covers the important household items you own. Some renters think the landlord’s policy also covers them, but it doesn’t! Renters insurance typically covers:
Contents
Additional living expenses
Fire or lightning
Windstorm or hail
Freezing
Theft Liability

Renters insurance is often overlooked but offers substantial coverage at an affordable price. Don’t rent without it!  

We're confident we have the coverage for you.

Ask us about package discounts!